Ripple (XRP) Can Replace SWIFT. Expert Explains How

Crypto commentator CryptoSensei shared a post stating that Ripple has the potential to replace SWIFT. His tweet was accompanied by a video where he presented the financial and operational reasons he believes banks will increasingly view Ripple’s on-demand liquidity as a superior alternative to the traditional cross-border payments system. Cost Efficiency and Speed In the video, CryptoSensei explained that institutions using Ripple’s on-demand liquidity can save hundreds of millions of dollars every year. He noted that one of the primary benefits is eliminating the need to maintain pre-funded Nostro and Vostro accounts. By removing this requirement, banks can free up significant amounts of capital that would otherwise sit idle. He emphasized that these funds could be put to productive use, representing a major improvement in capital efficiency. He also highlighted the speed advantage of Ripple’s technology , pointing out that payments could be settled in a matter of seconds rather than the longer timeframes associated with traditional systems. According to him, this combination of faster settlement and greater efficiency directly reduces costs while providing clear operational benefits for financial institutions. RIPPLE CAN REPLACE SWIFT!!!! pic.twitter.com/xgz8792apC — CryptoSensei (@Crypt0Senseii) September 11, 2025 Board-level Decision-making CryptoSensei framed the issue as one that bank executives and boards would be forced to confront. He argued that when the question is whether to continue paying hundreds of millions in additional costs to stay with SWIFT or to adopt a system that removes those expenses, the decision becomes straightforward. In his view, it would be unreasonable for financial leaders to choose to remain with the incumbent network when Ripple’s offering provides a faster and more cost-effective solution. He went further by comparing how such decisions might play out in boardrooms, suggesting that executives who advocate sticking with higher costs would quickly face pushback. To him, the financial logic behind adopting Ripple’s on-demand liquidity is clear enough that boards would see the alternative as the only rational choice. Savings Potential with Ripple Throughout his remarks, CryptoSensei consistently underscored the scale of savings he believes Ripple can deliver, describing them in terms of hundreds of millions of dollars per year. He portrayed these figures as too significant for banks to overlook and presented them as a driving factor that could push institutions to transition away from SWIFT. He also underscored that the elimination of pre-funding accounts not only saves money but also gives banks flexibility by allowing them to redeploy funds in more strategic ways. We are on X, follow us to connect with us :- @TimesTabloid1 — TimesTabloid (@TimesTabloid1) June 15, 2025 CryptoSensei’s tweet and accompanying video put forward the case that Ripple’s on-demand liquidity offers advantages in both cost savings and operational efficiency that could lead it to replace SWIFT in global payments . He positioned the issue as a financial decision that boards and executives cannot ignore, stressing that the removal of pre-funding requirements, faster settlement times, and savings measured in the hundreds of millions of dollars annually make Ripple’s solution the more practical option. His message was clear: when institutions weigh the costs and benefits, Ripple stands out as the logical alternative to the existing system. Disclaimer : This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses. Follow us on X , Facebook , Telegram , and Google News The post Ripple (XRP) Can Replace SWIFT. Expert Explains How appeared first on Times Tabloid .