Ripple (XRP) Can Exchange Payment Instructions With SWIFT Via This Means

Industry timelines rarely attract general attention. Yet, specific deadlines can reshape how financial institutions operate. A recent post by crypto researcher SMQKE highlighted one such development, pointing to a mandatory shift that will influence how global payment instructions are transmitted and validated. His remarks examine the intersection of the ISO 20022 migration and Ripple’s existing integration with Earthport, outlining why this combination may hold implications for XRP usage within cross-border payment flows . ALL PAYMENT INSTRUCTIONS MUST SHIFT TO ISO 20022 BY NOVEMBER 2025 + RIPPLE CAN EXCHANGE PAYMENT INSTRUCTIONS WITH SWIFT THROUGH ITS EARTHPORT INTEGRATION Ripple’s Payment Instructions = XRP usage Clear? pic.twitter.com/xb82ERsvtC — SMQKE (@SMQKEDQG) November 19, 2025 ISO 20022 Deadline and Its Requirements According to the material referenced in the post, payment instructions across the financial industry are required to transition to ISO 20022 by November 2025. The accompanying documentation stresses that all institutions responsible for sending...

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