How XRP Is Related to ISO 20022? Here’s What You Need to Know

The global financial system is in the final stages of a long-planned transition to ISO 20022 , a modern messaging standard designed to enhance the structure and exchange of economic data. The standard introduces richer data fields, greater consistency, and improved interoperability across payment systems. As legacy formats are gradually retired, financial institutions are aligning their infrastructure to support more transparent, automated, and compliant transaction flows. The transition timetable extends through 2025, with major payment rails and clearing systems already operating in parallel or fully migrated environments. This shift is not limited to traditional banking alone. As digital asset infrastructure continues to intersect with regulated finance, compatibility with institutional messaging standards has become an increasingly relevant consideration. The document shared by crypto researcher SMQKE focuses on how XRP fits into this evolving framework and why ISO 20022 alignment is viewed as strategically significant. XRP IS IN A DISTINCT POSITION REGARDING...

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