A fresh rumor is making waves in the crypto community following a bold claim by popular X user JackTheRippler. According to his post, Bank of America is planning to adopt RLUSD, Ripple’s stablecoin, with XRP serving as the bridge asset for every RLUSD transaction. While this claim has not been confirmed by Bank of America or Ripple, it adds new intrigue to the growing intersection of traditional banking and blockchain-based finance. Bank of America’s Stablecoin Strategy On July 16, 2025, Bank of America CEO Brian Moynihan confirmed that the bank is actively exploring a stablecoin initiative. He stated that while significant internal work has been done, the bank is holding off on any public launch until clear regulatory guidance is available. RUMORS: Bank of America will use @Ripple 's stablecoin $RLUSD ! #XRP will bridge every $RLUSD transaction pic.twitter.com/g2k5nvo5tR — JackTheRippler © (@RippleXrpie) July 24, 2025 The proposed stablecoin would be pegged 1:1 to the U.S. dollar and backed by liquid assets such as cash and short-term U.S. Treasuries. Its primary objective is to support faster and more efficient digital transactions, potentially including cross-border payments. Moynihan also hinted that the bank may not move forward alone, noting that partnerships with fintech firms and blockchain platforms are being considered to manage the technical and compliance complexities of the launch. However, no specific partners have been publicly named. RLUSD and the XRP Bridge: A Speculative Connection The rumor suggesting that RLUSD will be at the center of Bank of America’s stablecoin plans, and that XRP will bridge all its transactions, has sparked excitement. RLUSD, Ripple’s U.S. dollar-backed stablecoin, was launched in December 2024. It is fully redeemable at a 1:1 ratio and is natively available on both the XRP Ledger and Ethereum blockchains. According to JackTheRippler, Bank of America will use RLUSD as its core stablecoin, with XRP facilitating every transaction as a bridge asset. If accurate, this would significantly boost XRP’s real-world utility and solidify Ripple’s role in institutional finance. We are on twitter, follow us to connect with us :- @TimesTabloid1 — TimesTabloid (@TimesTabloid1) July 15, 2023 However, as of now, there is no official confirmation of any such partnership or adoption plan between Bank of America and Ripple . The bank’s current stablecoin project remains in the research phase, and its choice of blockchain infrastructure has not been disclosed. Growing Industry Momentum Speculation around Bank of America must be seen in the broader context of the U.S. banking sector’s growing interest in stablecoins. JPMorgan Chase already operates its internal settlement token, JPM Coin, while Goldman Sachs and Citibank are also developing blockchain-based payment infrastructure. This surge in institutional involvement follows the recent passage of the GENIUS Act , which established the first comprehensive legal framework for stablecoins in the United States. The legislation has accelerated bank-led innovation, encouraging alignment with national financial policy and digital modernization. If Bank of America were to adopt RLUSD and integrate XRP as a bridge, it would mark a major milestone in the fusion of traditional banking with blockchain technology. For now, though, the claim remains speculative. The industry awaits official confirmation, but the mere possibility reflects the rapidly evolving landscape of digital finance. Disclaimer : This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are urged to do in-depth research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses. Follow us on Twitter , Facebook , Telegram , and Google News The post Rumor: Bank of America Will Use RLUSD, XRP Will Bridge Every RLUSD Transaction appeared first on Times Tabloid .