BankSocial has officially launched support for XRP , allowing credit union members to buy and sell the digital asset directly within their banking apps. This integration, announced via BankSocial’s official X account, marks a major step toward embedding crypto functionality into traditional financial services. In their words: “We’re excited to bring $XRP directly to credit union members! Now available for purchase and sale right within their direct-to-member app, powered by BankSocial.” This development is part of BankSocial’s broader mission to bridge decentralized finance (DeFi) with everyday banking, giving users access to blockchain-based assets without leaving their credit union ecosystem. We're excited to bring $XRP directly to credit union members! Now available for purchase and sale right within their direct-to-member app, powered by BankSocial. Now everyone can access the future of finance! pic.twitter.com/7Z1Tt6i6wc — BankSocial.io (@BANKSOCIALio) July 24, 2025 XRP Joins BankSocial’s Multichain Infrastructure The addition of XRP is not a one-off decision; it aligns with BankSocial’s multichain strategy, which incorporates three core digital assets: HBAR, XRP, and BSL. Each token has a defined role. HBAR , powered by Hedera Hashgraph, is used on the backend for consensus, state proofs, and logging events through the Hedera Consensus Service (HCS). XRP, on the other hand, is now being used for liquidity and value transfer, facilitating fast and low-cost cross-border payments. Meanwhile, BSL, BankSocial’s native token, is designed for use within its DAO, covering governance, staking, and lending functionalities. This token architecture allows BankSocial to optimize the strengths of each blockchain network while building a seamless financial experience for end-users. Behind the Scenes: A Meeting with Ripple Adding more excitement to the XRP rollout was a recent meeting between BankSocial CEO John Wingate and Ripple executives. While Wingate clarified that no formal partnership with Ripple was signed, he called the discussion “possibly the greatest meeting in the history of international settlements,” hinting at long-term strategic alignment. He urged followers to “think big, then multiply that a billion times,” pointing to the scale of ambition behind XRP’s role in BankSocial’s platform. Wingate later confirmed on X that XRP had been successfully integrated, joining HBAR and BSL as part of the multichain ecosystem powering their direct-to-member apps. We are on twitter, follow us to connect with us :- @TimesTabloid1 — TimesTabloid (@TimesTabloid1) July 15, 2023 What This Means for Credit Union Members For the first time, credit union members can buy and sell XRP directly from their institution’s app without the need for third-party exchanges or wallets. BankSocial’s model removes the friction and complexity that often discourages mainstream users from engaging with crypto. Instead, members can manage digital assets within the familiar environment of their everyday banking app, fully embedded, intuitive, and accessible. This frictionless access to XRP reinforces BankSocial’s vision: to help credit unions compete with larger institutions by offering cutting-edge financial services that meet modern consumer expectations. A Glimpse into the Future of Banking BankSocial’s XRP integration arrives amid growing institutional interest in blockchain-based settlement systems. Ripple’s global payment solutions are already in use across multiple jurisdictions, and banks have reportedly completed technical deployments in as little as three weeks. Although BankSocial remains independent of Ripple, its use of XRP as a settlement layer reflects the broader momentum behind utility-focused crypto assets. As more institutions explore how to incorporate digital currencies into regulated financial services, BankSocial’s approach, built on collaboration, compliance, and innovation, could become a model for credit unions and community banks worldwide. Disclaimer : This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are urged to do in-depth research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses. Follow us on Twitter , Facebook , Telegram , and Google News The post BankSocial Brings XRP Directly to Credit Union Members appeared first on Times Tabloid .