When XRP dropped sharply from above $3.50 to $2.99 on July 23, many investors panicked. However, crypto strategist and investor Armando Pantoja did not, but saw it as an opportunity. In a video posted after the drop, Pantoja explained why he bought the dip, citing Ripple’s expanding role in the banking sector and the long-term value he sees in XRP. According to Pantoja, this isn’t just about a temporary price swing. With Ripple applying for a U.S. national banking license , he said, the company is moving into a new phase. “Ripple isn’t just partnering with banks anymore, it’s becoming one.” In his view, this changes the outlook for XRP entirely. This one reason made me aggressively buy the $XRP dip yesterday pic.twitter.com/HhNYaoHKEn — Armando Pantoja (@_TallGuyTycoon) July 24, 2025 A Structural Shift in Global Payments Pantoja believes XRP is positioned to solve a major inefficiency in the global financial system. Approximately $26 trillion sits in accounts worldwide to support cross-border transactions. These funds often remain idle for long, waiting for payments to settle through slow, outdated infrastructure . XRP offers a real-time alternative. It enables cross-border settlement in under 3 seconds, removing the need for pre-funded accounts and unlocking capital that would otherwise sit dormant. According to Pantoja, this core utility is what gives XRP lasting relevance. XRP Price Target That Turns Heads “If XRP just gets to where Bitcoin’s market cap is today, we see a price of $36.42.” That projection, Pantoja said, is based on math and utility. He noted that if Bitcoin were to reach $200,000, $300,000, or even $400,000, XRP could rise alongside it, especially if it plays a central role in global settlement systems. He stressed that XRP is not trying to replace Bitcoin, but attempting to solve the vast inefficiencies in the global banking system. We are on X, follow us to connect with us :- @TimesTabloid1 — TimesTabloid (@TimesTabloid1) June 15, 2025 Ripple’s Push Into Banking Ripple’s pursuit of a banking license marks a significant pivot. The company has already established relationships with financial institutions through its global payment network, but becoming a licensed bank would allow Ripple to integrate its technology even further. It could offer regulated services directly and increase institutional trust. This kind of regulatory alignment would give XRP an edge that few other digital assets possess, tying it to real-world financial systems in a way that supports long-term demand. Why Pantoja Is Buying Now Pantoja made it clear that his decision to accumulate XRP was based on the belief that it is positioned for exponential growth through actual utility. “If XRP is used as a bridge currency to transfer just a fraction of those trillions of dollars, that’s going to force the price through demand for XRP to rise exponentially.” Disclaimer : This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses. Follow us on X , Facebook , Telegram , and Google News The post Expert Reveals Why He Aggressively Bought the XRP Dip Yesterday appeared first on Times Tabloid .