Morgan Stanley: Ripple (XRP) Is a Leading Alternative to SWIFT

XRP continues to establish itself in conversations around cross-border payments and banking infrastructure. Its efficiency, speed, and cost advantages position it as a practical tool for financial institutions seeking to move away from legacy systems. With XRP’s growing prominence in the cross-border payment market, SMQKE (@SMQKEDQG), a prominent crypto researcher, has shared an excerpt from the Review of Banking & Financial Law highlighting Ripple’s potential role in international payments. The excerpt included Morgan Stanley’s analysis of Ripple’s distributed ledger and its capacity to act as an alternative to existing systems such as SWIFT. By sharing this, SMQKE presented how traditional financial research and institutional perspectives view Ripple’s technology. “Morgan Stanley considers Ripple to be a leading international payment alternative to SWIFT.” Documented. https://t.co/FEi7axe5pk pic.twitter.com/oVtaT3WwHY — SMQKE (@SMQKEDQG) September 23, 2025 Key Insights from the Document The highlighted text reveals that “Morgan Stanley has stated that adopting a Ripple-like payment system could ‘shorten settlement periods, speed up transactions and reduce the risk of fraud.’” The same section also noted that “Morgan Stanley considers Ripple to be a leading international payment alternative to Swift .” This evaluation places Ripple and XRP, which powers its payment network, in a unique position within the financial sector because it is being recognized not just as another blockchain project but as a direct challenger to one of the most established payment networks in the world. Morgan Stanley’s analysis suggests that Ripple’s efficiency provides a practical solution for banks . The ability to reduce settlement times and lower risks could encourage adoption among institutions seeking faster, more secure transactions. Such statements carry weight when they come from a leading investment bank, as they suggest that XRP is not only being studied but is also being considered as a realistic option for global payment infrastructure. We are on X, follow us to connect with us :- @TimesTabloid1 — TimesTabloid (@TimesTabloid1) June 15, 2025 Why This Matters for XRP Recognition from a major financial institution provides validation of XRP’s utility. If banks adopt Ripple’s system more widely, XRP could benefit directly from higher usage in settlement processes. The cost savings highlighted in the document, such as lowering remittance fees and increasing the funds received by end users, also illustrate practical value that could encourage growth in adoption. This acknowledgment also demonstrates that XRP is being compared to existing global solutions rather than just other digital assets. While Bitcoin and Ethereum have their strengths, Morgan Stanley’s reference to XRP as a leading international payment alternative places it as a strong competitor in a space traditionally dominated by centralized systems. That positioning strengthens the case for XRP’s relevance in future financial infrastructure . Disclaimer : This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses. Follow us on X , Facebook , Telegram , and Google News The post Morgan Stanley: Ripple (XRP) Is a Leading Alternative to SWIFT appeared first on Times Tabloid .

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