What Places XRP and SWIFT Functionality in the Same System

SMQKE’s recent post takes a different approach from the usual discussions around XRP’s role in global payments by centering entirely on technical documentation. Instead of relying on assumptions or speculations, the researcher directs attention to specific code references from RippleNet and R3 Corda. These materials form the basis of the argument that XRP-related systems are positioned to operate within ISO 20022 and SWIFT-aligned environments. The post encourages readers to review the data directly, making the conversation more grounded in what is observable within the files. For anyone who wants to see the actual code linking XRP to ISO 20022 and SWIFT, here’s direct proof: • Image 1 shows RippleNet’s Payment schema referencing the "ISO 20022 ExternalClearingSystemIdentificationCode List". This confirms XRP’s infrastructure is built on ISO… pic.twitter.com/cBQrCCqdni — SMQKE (@SMQKEDQG) November 22, 2025 RippleNet’s ISO 20022-based payment schema The first image shared focuses on a JSON schema from RippleNet’s Payment Object....

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