In a recent post, crypto researcher SMQKE highlighted previously documented references to Ripple as a systemic solution to global financial instability. The supporting images are sourced from a presentation delivered at the IV International Scientific and Practical Conference hosted by the Russian Academy of Sciences, specifically the Research Institute of World Economy and International Relations named after E.M. Primakov. The conference theme, “The era of cryptoeconomics: new challenges and Regtech in the sphere,” focused on global regulatory and financial innovation within the fintech ecosystem. One presentation, given by Dr. I.A. Kopytin, a senior researcher at the Energy Research Center, outlined the evolving landscape of cross-border interbank transfer services, emphasizing the need for modernization in the wake of the 2008 financial crisis. His paper, titled “Fintech ecosystem and increased competition in the cross-border interbank transfer services market,” placed Ripple among several emerging solutions that arose following the collapse of the traditional financial system over a decade ago. Ripple has been documented as a new solution designed to prevent a global debt contagion similar to the 2008 financial crisis. Twice. https://t.co/Orp2t7Sg37 pic.twitter.com/TqpH8TsB8n — SMQKE (@SMQKEDQG) July 26, 2025 Ripple’s Role in Post-Crisis Financial Infrastructure According to the conference material, the 2008 global financial crisis catalyzed the development of new cross-border interbank transfer systems. Dr. Kopytin says that after the economic breakdown, a request for improved mechanisms began to surface. Several technologies were identified as responses to this demand, and Ripple was listed among them. Specifically, the document referred to the “Ripple fintech system” alongside other initiatives such as IBM’s Blockchain World Wire and JP Morgan Chase’s Interbank Information Network. SMQKE underscored that Ripple was not mentioned once but twice in the academic literature, both as a key response to the failures of the pre-crisis financial architecture and as a modern tool to ensure stability in trade finance. The focus was on the inadequacies of legacy infrastructures such as SWIFT and the emergence of blockchain-based alternatives designed to reduce systemic risk. Transparency and Protection Against Over-Derivatisation The third image SMQKE shared, a segment from a related publication, detailed how blockchain-based systems, such as Ripple, can support safer financial ecosystems. The excerpt advocated for Ripple’s implementation in trade finance, citing its ability to provide enhanced transparency through digital ledgers. The author argued that such transparency helps prevent over-derivatisation, one of the underlying issues that led to the 2008 financial crisis. The text says traditional financial instruments, such as off-balance-sheet collateralized debt obligations (CDOs), can contribute to systemic risk. It further claimed that the use of digital ledger technologies, such as those employed by Ripple, can mitigate these risks by offering granular visibility and simplifying complex financial exposure through verifiable transactions. We are on X, follow us to connect with us :- @TimesTabloid1 — TimesTabloid (@TimesTabloid1) June 15, 2025 Blockchain in Financial Reform SMQKE’s tweet reveals how Ripple’s technological framework has been referenced in formal economic research and academic presentations as a viable post-crisis response. This aligns with Ripple’s public positioning as a real-time, settlement-focused blockchain infrastructure tailored for institutional use , particularly in international payments. Although the documents do not suggest that Ripple alone can prevent future crises, they present its system as part of a broader effort to modernize the financial industry in the aftermath of the 2008 collapse. The highlighted materials reinforce the argument that blockchain’s transparency and programmability offer safeguards absent in older systems, which failed under the weight of complex, opaque instruments. The recognition of Ripple in academic and institutional circles as a systemic solution provides further support to ongoing narratives around its utility in global finance. According to SMQKE, this level of documentation affirms Ripple’s relevance not just in the crypto space but in the broader effort to build a more resilient and transparent financial infrastructure. Disclaimer : This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses. Follow us on X , Facebook , Telegram , and Google News The post Ripple (XRP) Cited As New Solution to Financial Crisis appeared first on Times Tabloid .